Ways to Avoid Losing Your Home With Foreclosure Prevention in Maryland
Waking up every day with mortgage stress is exhausting. You see the past-due notices pile up, and your stomach drops. It feels like you are completely alone, but thousands of Marylanders face this exact same hurdle every single year. The most important thing to know right now is that you still have time. A missed […]
Shared Appreciation Loans: What Homeowners Need to Know Before Signing
For many homeowners, home equity represents years of hard work, sacrifice, and financial progress. So when financial challenges arise — whether it’s rising expenses, mortgage struggles, debt, or the need for emergency cash — homeowners may start exploring different ways to access that equity. One option that has become more common in recent years is […]
Top Foreclosure Prevention Maryland Resources You Should Know Today
Falling behind on mortgage payments can happen more quickly than most people realize. Maybe work slowed down, or something on the job changed. Maybe unexpected bills showed up, like all at once, in a way you did not plan for. And honestly, life can hit from different angles at the same time. The issue is […]
What to Do (and Avoid) If You’re Behind on Your Mortgage
A practical guide to foreclosure prevention, mortgage relief options, and avoiding costly mistakes Falling behind on your mortgage can feel overwhelming—but you are not alone, and you may have more options than you think. Across the country, homeowners are facing financial pressure due to job loss, rising costs, and unexpected life events. Unfortunately, many wait […]
How to Get Mortgage Help for Homeowners Facing Financial Hardship
Owning a home is supposed to feel stable. Safe. Like something solid you can count on. But life doesn’t really care about mortgage schedules. Job losses happen. Medical bills show up out of nowhere. Sometimes the numbers just stop working. You are not alone in falling behind on payments. When money becomes tight, thousands of […]
Budgeting Tips for High Food and Gas Prices
If it feels like your paycheck isn’t stretching as far as it used to—you’re not imagining it. Over the past few years, the cost of everyday essentials has climbed significantly. Between 2019 and 2025, U.S. households needed about $15,400 more per year just to maintain the same standard of living, driven largely by increases in […]
Protecting Your Home: Baltimore’s Legacy Homeowners Pilot Program
At HomeFree-USA, we believe that homeownership should be protected—not lost—especially for those who have built their lives and communities right here in Baltimore. That’s why we’re committed to bringing you timely, trusted information about programs that can help you stay in your home, protect your equity, and secure your future. One important opportunity available right […]
Property Taxes Are Rising in Many Areas — What Homeowners Should Know
Many homeowners across the country are seeing higher property tax bills this year. One reason is that many cities and counties are reassessing property values after several years of rising home prices. While higher home values can build wealth for homeowners, they can also lead to higher property taxes. Why Property Taxes Are Increasing Local […]
Fisk University Team Wins $40,000 to Advance Experian’s BFF Financial Education Campaign
Through the Experian and HomeFree-USA partnership, a team of Fisk Center for Financial Advancement® Scholars introduced “FinCheck,” a social-first campaign aimed at increasing financial literacy and engagement among Gen Z audiences. Costa Mesa, Calif. (March 3, 2026) – For the second consecutive year, a four-student team from Fisk University took the top prize in the […]
Maryland Homeowners: Critical Home Repairs Help Is Here
The Maryland HAF WholeHome Critical Home Repairs Grant Program application opened today and will remain open until September 30, 2026. This presents a great opportunity for community engagement, as we can support individuals who may benefit from this program. Jim would like to briefly discuss the grant with you to gather your input on how […]