If you’re a Maryland homeowner facing financial hardship, you’re not alone—and you do have options. At HomeFree-USA, we specialize in foreclosure prevention in Maryland and have helped thousands of families avoid losing their homes.
We know life happens. Whether it’s a job loss, unexpected medical bills, divorce, or rising expenses, falling behind on your mortgage can feel overwhelming. But don’t wait—acting early is the key to protecting your home and your financial future.
Understand Your Options to Prevent Foreclosure in Maryland
Good News! Mortgage Help is Available
Connect with one of our agents today to understand your case and your options. Time is of essence.
When you contact our HUD-certified counselors, we help you explore real solutions that fit your unique situation:
• Forbearance Plans: Temporarily pause or reduce your mortgage payments while you regain stability.
• Loan Modifications: Adjust the terms of your loan to make payments more affordable long-term.
• Payment Deferral: Move missed payments to the end of your loan term to give you time to recover financially.
• Repayment Plans: Catch up on missed payments over time without having to pay everything at once.
• Refinancing Support: We help determine if you qualify for lower interest rates or better terms.
When Keeping Your Home Isn’t an Option
If staying in your home isn’t possible, we’ll walk you through alternatives to foreclosure, like:
• Selling your home before foreclosure damages your credit.
• Considering a short sale or deed-in-lieu of foreclosure, depending on your lender’s terms.
These options are better than letting your home go into foreclosure—and we’ll make sure you understand every step.
Watch Out for Foreclosure Scams
Maryland homeowners are frequently targeted by scam companies offering quick fixes or guaranteed results. Never pay upfront fees or stop talking to your mortgage company based on advice from anyone other than a HUD-certified housing counselor.
Why Maryland Homeowners Trust HomeFree-USA
We’ve been rooted in Maryland for decades, supporting families across the state with honest, compassionate, and effective housing counseling. Our local expertise means we know the assistance programs available in your county—and we know how to work with lenders to get results.
Whether you’re trying to save your home or explore your best next steps, we’re here to guide you.
