The recent wave of layoffs has left many families in our community facing sudden uncertainty. At HomeFree-USA, we understand how overwhelming it can feel to lose your job—especially without notice or without a severance package to help you transition.
We want you to know: you are not alone, and there are steps you can take today to protect your finances, your well-being, and your home.
If You’ve Been Laid Off and Didn’t Receive a Severance Package, Here’s What To Do
Many government workers have been let go without the usual support materials or compensation. If that’s your situation, follow these steps:
✅ Step 1: File for Unemployment ASAP
Even if you weren’t given an official severance package, you can—and should—file for unemployment benefits through your state’s unemployment insurance website. Don’t wait. Benefits can take time to process, and the sooner you apply, the sooner you can receive the help you need.
📍 Tip:
Find your state’s unemployment application site here
If you’re unsure how to apply or don’t have internet access, many local libraries and community centers offer free computer access and help with government forms.
✅ Step 2: Take a Snapshot of Your Finances
Make a list of your essential expenses (housing, food, transportation, utilities). This will help you see where your money is going and where you might be able to cut back temporarily. This is also important information to have when speaking with a housing advisor.
Now It’s Time to Connect with HomeFree-USA
If you’re worried about falling behind on your mortgage or simply want to talk through your situation, call HomeFree-USA (855-493-4002). We are a trusted nonprofit organization with HUD-certified housing advisors who are ready to listen, guide, and support you.
We’ll help you:
• Understand your mortgage options if you’re behind or at risk of falling behind
• Talk to your lender or servicer
• Create a budget that reflects your new financial reality
• Find out what local, state, or national relief programs may be available to you
🤝 This is what we’re here for. Supporting our community in times of need is what HomeFree-USA was built to do. Schedule a consultation today
