About HomeFree-USA

Bridging the gap between financial strength and homeownership for people of color across America.

Marcia and Jim Griffin launched HomeFree-USA in 1994 with a vision to close the homeownership gap by giving people the guidance they need to achieve and sustain homeownership. As the owner of the largest African American mortgage servicing company in the country, National Loan Service Center, Jim was devastated by the high rates of default among borrowers of color.

26 years later, HomeFree-USA is still on the frontlines serving the diverse interests of 6.3 million consumers through its national intermediary network.  We connect government, the real estate finance industry, and consumers to create new homebuyers, sustainable homeowners, affordable homes and revitalized communities.

HomeFree-USA’s initiatives include:
  • Fast Track to Homeownership program gets renters ready for mortgage approval and homeownership. Through classes, one-on-one guidance and an easy-to-follow plan, renters are able to own a home easier, faster and with fewer hassles. Explore More

  • The Center for Financial Advancement™ (CFA) is a solution to the industry’s call for more diversity. HomeFree-USA partners with, recruits, trains and places students from Historically Black Colleges and Universities (HBCUs) into internships and careers in partnering mortgage and real estate companies. Participating CFA Scholars are exposed to credit, money management and homeownership in order to become a savvy consumer and future homeowner. Join the Movement

  • HomeFree-USA’s national intermediary network oversees 53 affiliated community and faith-based housing counseling agencies that served 37,827 homebuyers, homeowners and renters last year. HomeFree-USA and each affiliate are approved and regulated by the United States Department of Housing & Urban Development. Find Affiliates in your area.

Want to learn more about HomeFree-USA and the work we do? Reach out to us today: 855-493-4002 | info@homefreeusa.org

“When we partner everybody wins”

Click the links below to learn more about HomeFree-USA.