Mortgage Lenders

With 3 decades of mortgage-industry and housing counseling experience, HomeFree-USA utilizes its proven method to help lenders and servicers meet mortgage-ready homebuyers and reach delinquent homeowners easier and less expensively.

Mortgage Lenders

With 3 decades of mortgage-industry and housing counseling experience, HomeFree-USA utilizes its proven method to help lenders and servicers meet mortgage-ready homebuyers and reach delinquent homeowners easier and less expensively.

How We Help Homebuyers

  • Homebuyers meet with their Homeownership Advisor, receive a personalized Mortgage Approval Plan and determine the timeline to readiness.

  • When homebuyers are mortgage ready, advisors connect buyers to lenders and products they qualify for.

  • The mortgage-ready file is submitted to lenders for pre-approval.

  • Once pre-approved, the buyer proceeds to get final approval and find a home.

Our Proven Results

  • We connect qualified, credit-ready homebuyers with affordable lending options

  • 96% of homebuyers we work with are approved the first time they apply

  • 0% foreclosure rate among those who recieved homebuyer counseling

  • 30 years in business

  • Government-approved by the United States Department of Housing and Urban Development

“HomeFree-USA creates that connection to clients who are ready and capable. They make that connection happen and allow us to bring the benefits of the bank to the customer who is ready.”
Headshot of Cerita Battles
—Cerita Battles, Managing Director
Community & Affordable Lending, Chase Bank

How We Help Homeowners

  • HomeFree-USA meets with the servicer to outline a marketing and outreach strategy that will activate hard-to-reach, deliquent borrowers.

  • HomeFree-USA and partnering mortgage lenders/servicers host a series of outreach events designed to build trust, explain possible options to bring their mortgage current, and encourage attendees to meet with a HomeFree-USA Advisor to apply for assistance.

  • Homeownership Advisors works with the homeowner to prepare, package, and submit a decision-ready home-retention application that meets lender/servicer requirements.