Own Your Home

Homebuyer education and expert guidance make the homebuying process more accessible and less expensive. We also help you access First-Time Homebuyer Down Payment Assistance to help you get started with confidence and ease. Take the first step toward homeownership today.



Own Your Home and Get Downpayment Assistance

Homebuyer education and expert guidance make the homebuying process more accessible and less expensive. We also help you access First-Time Homebuyer Down Payment Assistance to help you get started with confidence and ease. Take the first step toward homeownership today.

Your Guide to Mortgage Approval

HomeFree-USA’s certified Homeownership Advisors position you to save time and money by preparing you 
for mortgage approval with a tailored plan to improve your credit score and finances.
  • Connect with an Advisor

    When you become a member of HomeFree-USA, you will receive personalized guidance and proven action steps to mortgage approval.

  • Earn Downpayment Certificate

    Sign up for HomeFree-USA’s approved course to qualify for downpayment and closing cost assistance, making homebuying more affordable.

  • Get Approved

    We simplify loan shopping by linking you with affordable mortgage options, boasting a 96% first-time mortgage approval rate and helping secure an average of $18,000 in downpayment.

Empowering Your Path to Homeownership

Are you pre-approved for a mortgage or referred by a lender? Discover how HomeFree-USA can support your journey toward owning a home. Our dedicated team provides one-on-one assistance, resources, and expert advice to help you achieve your dream of homeownership.

Wondering how much money you might qualify for?

Here are a few clients who worked with HomeFree-USA to get help finding downpayment assistance when buying their first homes:
  • Stefany qualified for $39,000 in free money through First-Time Homebuyer Grants to make a downpayment on her first house.

  • ​David qualified for $10,000 in downpayment assistance and $7,500 in closing costs, which allowed him to become a first-time homeowner.

  • ​Roshan only spent $1,000 of his own money when he bought his first house, thanks to the downpayment and closing cost assistance he qualified for.

Nia's Success Story:

Hear from Nia H., one of our recent success stories, as she shares her homeownership journey and how HomeFree-USA played a key role in helping her achieve her dream. Nia talks about the personalized support and guidance she received, and how HomeFree-USA’s resources empowered her to navigate the process with confidence. Watch her inspiring story and see how we can help you on your path to homeownership! 

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How We Are Different

HomeFree-USA’s commitment to YOU makes us different. Our homebuyer
membership program is uniquely designed with YOU in mind.
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Years of Client Success
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Homeowners Served Nationwide
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Families Prevented From Losing Their Homes
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Affiliated Nonprofits Nationwide

Frequently Asked Questions

What first-time homebuyer grants are available through HomeFree-USA?

We help connect eligible buyers with local and national grant programs that offer financial support toward buying their first home.

How can I qualify for first-time homebuyer down payment assistance?

Qualification depends on income, credit, and location. Our counselors can help you determine eligibility and guide you through the process.

Are there income limits for first-time homebuyer programs?

Yes, many grant and assistance programs have income caps. We’ll review your financials to help match you with suitable options.

Can I combine a homebuyer grant with down payment assistance?

Yes! Many buyers combine both to reduce out-of-pocket costs. We’ll help you access and stack the right programs.

Does HomeFree-USA offer help with closing costs for first-time buyers?

Yes. We guide you through down payment and closing cost assistance programs tailored to first-time homebuyers.

Success Stories