Own Your Home
Homebuyer education and expert guidance make the homebuying process more accessible and less expensive. We also help you access First-Time Homebuyer Down Payment Assistance to help you get started with confidence and ease. Take the first step toward homeownership today.
Own Your Home and Get Downpayment Assistance
Homebuyer education and expert guidance make the homebuying process more accessible and less expensive. We also help you access First-Time Homebuyer Down Payment Assistance to help you get started with confidence and ease. Take the first step toward homeownership today.
Your Guide to Mortgage Approval
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Connect with an Advisor
When you become a member of HomeFree-USA, you will receive personalized guidance and proven action steps to mortgage approval.
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Earn Downpayment Certificate
Sign up for HomeFree-USA’s approved course to qualify for downpayment and closing cost assistance, making homebuying more affordable.
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Get Approved
We simplify loan shopping by linking you with affordable mortgage options, boasting a 96% first-time mortgage approval rate and helping secure an average of $18,000 in downpayment.
Empowering Your Path to Homeownership
Are you pre-approved for a mortgage or referred by a lender? Discover how HomeFree-USA can support your journey toward owning a home. Our dedicated team provides one-on-one assistance, resources, and expert advice to help you achieve your dream of homeownership.
Wondering how much money you might qualify for?
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Stefany qualified for $39,000 in free money through First-Time Homebuyer Grants to make a downpayment on her first house.
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​David qualified for $10,000 in downpayment assistance and $7,500 in closing costs, which allowed him to become a first-time homeowner.
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​Roshan only spent $1,000 of his own money when he bought his first house, thanks to the downpayment and closing cost assistance he qualified for.
Nia's Success Story:
Hear from Nia H., one of our recent success stories, as she shares her homeownership journey and how HomeFree-USA played a key role in helping her achieve her dream. Nia talks about the personalized support and guidance she received, and how HomeFree-USA’s resources empowered her to navigate the process with confidence. Watch her inspiring story and see how we can help you on your path to homeownership!Â
How We Are Different
membership program is uniquely designed with YOU in mind.
Frequently Asked Questions
We help connect eligible buyers with local and national grant programs that offer financial support toward buying their first home.
Qualification depends on income, credit, and location. Our counselors can help you determine eligibility and guide you through the process.
Yes, many grant and assistance programs have income caps. We’ll review your financials to help match you with suitable options.
Yes! Many buyers combine both to reduce out-of-pocket costs. We’ll help you access and stack the right programs.
Yes. We guide you through down payment and closing cost assistance programs tailored to first-time homebuyers.
Success Stories

How One of Our Scholars Built a Tool Helping Families Nationwide
When Nickola joined HomeFree-USA’s Center for Financial Advancement® Learn2Earn Internship Program, she didn’t just want professional experience—she wanted to make an impact. And thanks to a real challenge identified by

From Section 8 to Homeowner at 66
It’s never too late to change a family’s legacy. By the time Keith Butler was invited by HUD (U.S. Department of Housing and Urban Development) to a HomeFree-USA (HFUSA) event,

Iyanna’s Story: Rising from the Fire with Help from the Hand-Up Fund
As a student at Morgan State University and a Center for Financial Advancement® (CFA) Scholar, Iyanna was focused on building her future. She had just started a summer internship through