Mortgage Lenders
With 3 decades of mortgage-industry and housing counseling experience, HomeFree-USA utilizes its proven method to help lenders and servicers meet mortgage-ready homebuyers and reach delinquent homeowners easier and less expensively.
Mortgage Lenders
With 3 decades of mortgage-industry and housing counseling experience, HomeFree-USA utilizes its proven method to help lenders and servicers meet mortgage-ready homebuyers and reach delinquent homeowners easier and less expensively.
How We Help Homebuyers
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Homebuyers meet with their Homeownership Advisor, receive a personalized Mortgage Approval Plan and determine the timeline to readiness.
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When homebuyers are mortgage ready, advisors connect buyers to lenders and products they qualify for.
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The mortgage-ready file is submitted to lenders for pre-approval.
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Once pre-approved, the buyer proceeds to get final approval and find a home.
Our Proven Results
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We connect qualified, credit-ready homebuyers with affordable lending options
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96% of homebuyers we work with are approved the first time they apply
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0% foreclosure rate among those who recieved homebuyer counseling
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30 years in business
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Government-approved by the United States Department of Housing and Urban Development
How We Help Homeowners
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HomeFree-USA meets with the servicer to outline a marketing and outreach strategy that will activate hard-to-reach, deliquent borrowers.
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HomeFree-USA and partnering mortgage lenders/servicers host a series of outreach events designed to build trust, explain possible options to bring their mortgage current, and encourage attendees to meet with a HomeFree-USA Advisor to apply for assistance.
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Homeownership Advisors works with the homeowner to prepare, package, and submit a decision-ready home-retention application that meets lender/servicer requirements.