Entrepreneurs and small businesses are often prime targets for fraud and financial misuse, and would benefit from greater visibility, tools and expertise to defend themselves effectively. In fact, 59% of businesses report that fraud losses have increased compared to previous years, with identity theft, new account fraud and payment fraud topping the list.1
Active monitoring of business credit reports and effective fraud protection can help small businesses:
- Detect fraud earlier
- Protect business identity and reputation
- Improve access to capital
- Build trust with lenders, partners, and suppliers
- Support sustainable growth
Businesses can stay vigilant in two ways:
1. Review Your Business Credit Report:
Some small businesses focus on personal credit and overlook business credit entirely. However, business credit data can affect their ability to grow; thus, creating challenges that may include:
• Not knowing a business credit profile exists
• Inaccurate or outdated information
• No alerts for changes to business records
Additionally, poor or compromised business credit can limit access to financing, suppliers, and partnerships.
Experian makes it easy for you to understand your business credit report and score online. We can help you build your business credit score and monitor the financial health of your business with Business Credit AdvantageSM. This premium subscription plan includes:
- Unlimited access to your most complete business credit report and score
- Daily monitoring by Experian for credit profile changes
- Alert email notifications to the subscriber
- Detection of business information found on the Dark Web
- Custom score improvement tips and easy identification of your reported trade detail
- Experian Commercial Relations customer support for data resolution
If your business has recently been formed or is unable to be found after conducting a search, you will have the ability to establish your business profile.
After you obtain the report, the next step is correcting it, if needed. Experian wants your business credit report to be as accurate as possible. If you believe information on your company’s report is incorrect, the dispute resolution process is very simple through our Business Credits Fact portal.
To learn more and understand your business credit report and score online, click here
2. Stay ahead of fraud trends:
Get the latest insight from Experian’s annual U.S. Identity and Fraud Report, which offers a comprehensive analysis of how the fraud landscape is evolving — and how businesses can adapt. The report also shows that 70% of businesses plan to increase their fraud prevention budgets, prioritizing AI models, smarter signals and faster detection.2
Backed by insights from more than 2,000 consumers and 200 businesses, the report blends quantitative and qualitative research to explore the latest fraud patterns, shifting consumer and business sentiment and emerging strategies to balance trust, security and seamless identity experiences.
Download the report today and find out what’s driving today’s biggest fraud and identity shifts.
Business credit scores and fraud protection are vitally important for your business. They can define your company’s financial reputation and background, so understanding and managing the financial well-being of your business is essential for your peace of mind and success.
1,2 2025 U.S. Identity & Fraud Report: Traversing Trust, Technology and the Shifting Identity Landscape
