


If you’re searching for a trusted housing counseling agency in Baltimore, HomeFree-USA is your local expert — rooted in the community and committed to your success.
For over 31 years, we’ve been helping Baltimore residents become homeowners, access powerful downpayment and closing cost assistance programs, and build financial stability through education and personalized guidance.
Our HUD-certified housing counselors are here to walk with you every step of the way — from improving your credit to getting mortgage-ready and finding the right lender. We’ve also renovated hundreds of homes throughout the city, helping to revitalize Baltimore one block at a time.
Whether you’re a first-time buyer or just need help navigating your options, we’ve got you covered.
Ready to take the next step and become a homeowner?
Attend our next Baltimore Homeownership Class to earn your downpayment certificate and connect with a counselor who can guide you toward homeownership success.
Already own a home in Baltimore?
We can help homeowners too. Whether you’re facing mortgage challenges, at risk of foreclosure, or exploring refinancing options, our advisors are ready to guide you through the process with care and expertise.









