Homeowners

Are you behind on your mortgage or considering refinancing? No matter where you are on your homeownership journey, HomeFree-USA is here to help. Schedule a consultation or start accessing our services today.

Homeowners Help That Builds Stronger Families and Communities

Are you behind on your mortgage or considering refinancing? No matter where you are on your homeownership journey, HomeFree-USA offers trusted homeowners help to guide you every step of the way. Schedule a consultation or start accessing our services today.

Laid Off from Your Job?

We’ll help you:

•Understand your mortgage options

•Talk to your lender or servicer

•Create a budget that reflects your new financial reality

•Find available resources

• Reduce stress with expert guidance

Read full article

Behind on Your Mortgage?

If you are experiencing a financial hardship that makes it hard for you to keep up with your mortgage, don’t worry! HomeFree-USA helps you find, understand, and qualify for mortgage options to get back on track.

Are You Current on your Mortgage?

HomeFree-USA is here to help lower your interest rate, shorten your mortgage term, or tap into home equity to raise funds to deal with a financial emergency, finance a large purchase, or consolidate debt.

Years of Client Success

Homeowners Served Nationwide

Families Prevented From Losing Their Homes

Foreclosure Rate

Affiliated Nonprofits Nationwide

HomeFree USA is not a mortgage lender. Make sure you understand the features associated with the program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. HomeFree-USA is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2021. Trade/service marks are the property of HomeFree-USA and/or its subsidiaries. Equal housing opportunity.

Success Stories

“After being hospitalized, I had no income coming in and fell behind on my mortgage. Not sure what to do next, I attended a foreclosure prevention webinar hosted by HomeFree-USA. After the event I connected with Homeownership Advisor Gary Plummer. He helped me apply and get approved for a program. If it wasn’t for Mr. Plummer, I think I would have lost my house."

Denise

Frequently Asked Questions

What kind of help do you offer for current homeowners?

We provide foreclosure prevention, budgeting support, refinancing guidance, and tools to build home equity.

Can you assist if I’m struggling with my mortgage payments?

Yes. Our experts can work with you and your lender to find options that help you avoid foreclosure.

Is there a cost for homeowner help services?

Most of our services are low-cost or free, depending on the program and funding availability.

Do you offer financial coaching for homeowners?

Absolutely. We support homeowners with money management, credit improvement, and long-term financial planning.

Simply visit our website or call us to schedule a counseling session with one of our housing experts.