Poor credit, debt, and lack of savings don’t need to be obstacles that hold you back from homeownership..

Our Credit Achievement Program (CAP) provides:


  • A roadmap to get financially prepared for mortgage approval

  • What you can do now to boost your credit

  • A proven plan to help you spend less and save more

  • Expert homeownership advice to move forward with confidence

Get Started Today
We can help you find the money you need for your downpayment.

Our Mortgage Approval Program (MAP) offers:


  • Assistance finding lender programs many don’t know exist

  • Help to reduce downpayment and closing costs
  • Proven steps to secure mortgage approval

  • Helpful tips to avoid common homebuying mistakes

Get Started Today
Why Choose HomeFree-USA?
  • 26-year-old nonprofit organization
  • Certified by the United States Department of Housing and Urban Development
  • 0% foreclosure rate among homebuyers who’ve participated in the program
  • 96% mortgage applications approved the first-time
  • Our clients secure an average of $18,000 in downpayment and closing cost assistance
Success Story

First, I want to say “THANK YOU” from the bottom of my heart. All of this wouldn’t have been possible for me, if HomeFree-USA hadn’t guided and directed me. Constantly there to answer questions whether by email or phone call. Providing informative info and web tools. I would have never thought this was possible for me and here I am, owning my 1st HOME. I’m extremely grateful, appreciative and blessed. A family member told me of HomeFree-USA and I intend to pay it forward. Thank  you!!!!! 

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Have questions? We’d love to hear from you.