What information do I need to apply for a mortgage?

Delivering thorough and detailed documents to your lender is critical to loan approval by the underwriter.  A list documents include:

1. Social security numbers for both your and your spouse, if both of you are applying for the loan

2. Copies of your checking and savings account statements for the past 6 months

3. Evidence of any other assets like bonds or stocks

4. A recent paycheck stub detailing your earnings

5. A list of all credit card accounts and the approximate monthly amounts owed on each

6. A list of account numbers and balances due on outstanding loans, such as car loans

7. Copies of your last 2 years' income tax statements

8. The name and address of someone who can verify your employment.

Depending on your lender, you may be asked for other information