Is 100% financing available?
There are 2 nationwide programs with zero down payments required.
The VA mortgage is a no-money-down program available to members of the U.S. military and surviving spouses.
No Money Down options exist for non-military borrowers, too. The U.S. Department of Agriculture offers a 100% mortgage. The USDA Rural Housing Loan is not just a rural loan. It is available to buyers in suburban neighborhoods also. The USDA's goal is to reach low-to-moderate income homebuyers, wherever they may be with 100% financial.
And given certtain locations, other programs could be available. Ask your lender for more information.