Free Homeownership and Homebuying Advice 855-493-4002
Welcome to HomeFree-USA Financial FAQ Knowledge Base. Type in your question or search keywords that correspond to your issue.
For example: Why do FICO scores decrease?
Purchasing a Home
Should I use a real estate broker? How do I find one?
Using a real estate broker is a very good idea. All the details involved in home buying, particularly the financial ones, can be mind-boggling. A good real estate professional can guide you through the entire process and make the experience much easier.
Why should I buy, instead of rent?
A home is an investment. When you rent, you write your monthly check and that money is gone forever.
Down Payment Resources
What are seller concessions when buying a home?
When you purchase a home, make sure to talk to your lender and Realtor about the possibility of seller's concessions. Simply put, these concessions are a set dollar amount or percentage of the purchase price that a seller agrees to contribute to you, the buyer, towards your closing costs which will lower the amount you need to close on the property.