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There are mortgage options now available that only require a down payment of 5% or less of the purchase price.
Delivering thorough and detailed documents to your lender is critical to loan approval by the underwriter. A list documents include:
An adjustable rate mortgage may make sense If you are confident that your income will increase steadily over the years or if you anticipate a move in the near future and aren't concerned about potential increases in interest rates.
A home is an investment. When you rent, you write your monthly check and that money is gone forever.
Yes. Lenders now offer several affordable mortgage options which can help first-time homebuyers overcome obstacles that made purchasing a home difficult in the past.
If you think the layoffs will lead to financial hardship and could prevent you from paying your mortgage, consider whether you can make adjustments to your budget or tap into any savings accounts that would allow you to make your payments.