Homeownership Guidance, Advice and Blogs

As the Director of Affiliate Relations at HomeFree-USA, I’ve always been fascinated with how people handle their money. Like everyone else, I’ve had my financial ups and downs. In fact, it took me 32 months to pay off $32,000 in credit card bills and build up a six-month emergency fund. While that was a very difficult period, I am grateful – and wiser -- for the experience.

Through my personal experiences and working at HomeFree-USA, I’ve gained a ton of insight that I feel compelled to share. You’ll find those lessons here. Feel free to take the thoughts and ideas that resonate with you most and put aside the rest for later. I look forward to sharing my journey.

Healing from a broken heart when money is involved

I typically don't focus on celebrities' personal lives, but sometimes it's really hard! Recently, one of my favorite celeb couples broke up, and, I hate to say it, but I felt as bad as if they were my close friends.

After almost 20 years and 3 kids, she wants half of their assets and sole custody. While I obviously don't know all the details, it made me wonder, "How does one heal from a break-up when you invested both heart and money, and you really need that money?"

a)  You can get it back. Ending a relationship in which you were so committed you gave up your ability to earn more, or any, money can leave you feeling like you wasted key years. While you can never get time back, technology has afforded us the opportunity to make money in new and innovative ways. Sign up for a course or be willing to take on new projects at work. It's never too late.

b)  Let it go. This is incredibly hard to do, but if you invested your own money in your partner's earning potential, it's important to your personal growth that you think of that money as a gift and let it go. Trust me, it will be returned to you another way.

c) Don't do it again. You'll have to invest in any relationship in order for it to work, and that will include your finances. As my mother always reminds me, 90% of your success or misery is determined by who you marry or partner with. So make sure you take your time and choose someone who's worthy of such an investment.

d)  Work to let go of the anger. Money aside, the heartbreak can be overwhelming and lead to a myriad of emotions, one of the most destructive being anger. Sit in silence and ask the question, "How is this happening for me?" Even if they're not worthy, do your best to seek a higher ground and be forgiving of yourself and your former partner. Without forgiveness we become bitter and our heart constricted. Just because it didn't work with this person doesn't mean that it won't with the next.

Good luck to all the couples out there. Whether together or apart, may you grow in harmony.

And so it is.