Homeownership Guidance, Advice and Blogs

As the Director of Affiliate Relations at HomeFree-USA, I’ve always been fascinated with how people handle their money. Like everyone else, I’ve had my financial ups and downs. In fact, it took me 32 months to pay off $32,000 in credit card bills and build up a six-month emergency fund. While that was a very difficult period, I am grateful – and wiser -- for the experience.

Through my personal experiences and working at HomeFree-USA, I’ve gained a ton of insight that I feel compelled to share. You’ll find those lessons here. Feel free to take the thoughts and ideas that resonate with you most and put aside the rest for later. I look forward to sharing my journey.

Tips for Finding a Home During the Pandemic

If you’re nervous about getting out and about during the pandemic, you may be tempted to put off your homebuying plans. However, there are a number of ways to continue with your plans in today’s new normal. Here are some ways to move forward while keeping your personal safety in mind.

If you’re nervous about getting out and about during the pandemic, you may be tempted to put off your homebuying plans.

But you don’t have to postpone your dream.

There are a number of ways to continue with your plans in today’s new normal. Here are some ways to move forward while keeping your personal safety in mind.

Take a virtual class. You may not be able to gather with a large group of people in a classroom, but that doesn’t have to stop you from getting the financial education that you need. HomeFree-USA offers online sessions on such wealth-building topics as how to use your home for extra income and how to launch  multiple streams of income. All you need is a little technology and a willingness to improve your life.

Build a virtual relationship with a realtor. If you’re worried about meeting with your realtor and visiting houses in the age of Covid-19, there is news that could ease your mind. The real estate industry is responding to the pandemic by offering online home tours, interactive floor plans and even 3D walk throughs. Instead of meeting with your realtor face to face, you may even be able to contact them via FaceTime or Zoom. 

Leverage the opportunities of the pandemic. Every storm cloud has a silver lining. Throughout history, there are stories of people building massive wealth every time there is an economic downturn. The same holds true today.  The pandemic has caused some economic turmoil, and in a move to stabilize the economy, interest rates have been cut to record lows. That means if you buy a house now, you may end up paying less for it than you would pay if you wait.

There is much we are unable to control in the midst of the pandemic. But your dream of buying a house is still within your reach.