Homeownership Guidance, Advice and Blogs

As the Director of Affiliate Relations at HomeFree-USA, I’ve always been fascinated with how people handle their money. Like everyone else, I’ve had my financial ups and downs. In fact, it took me 32 months to pay off $32,000 in credit card bills and build up a six-month emergency fund. While that was a very difficult period, I am grateful – and wiser -- for the experience.

Through my personal experiences and working at HomeFree-USA, I’ve gained a ton of insight that I feel compelled to share. You’ll find those lessons here. Feel free to take the thoughts and ideas that resonate with you most and put aside the rest for later. I look forward to sharing my journey.

3 Financial Moves to Kick Off the 2020s

This year we’re not only embarking on a new year, but we’re barreling into the 2020s. If you have high hopes for your money, what you need now is a plan. Read on to make this the best financial year of your life.

What’s your vision for the 2020s? If you have high hopes for your money, what you need now is a plan. Don’t let another year pass without creating the reality you know you were born to achieve. These three actions can help you start off on the right foot and set the foundation for realizing your financial dreams.

Step One: Identify your top financial goal. What financial goal would change your life the most this year? Would it be getting out of debt so you can have more disposable income? Would it be buying a house so your children and family will always have a place to call home? Putting all of your focus on one goal creates an abundance of energy toward manifesting your desires. Determine what financial change would make the biggest positive impact on your life and take a few minutes to write it down.

Step Two: Give that top goal a boost. Every year we should strive to do better. Decreasing your spending – even if it’s by just a few dollars each month – can help you build a bigger emergency fund, get out of debt faster or even buy a house. Wondering what to cut? For starters, try eating out one less time each month or calling your cable or phone service provider to see if there are any specials or discounts you can take advantage of. Once you’ve done that, put your newfound money toward the financial goal you came up with for Step One.

Step Three: Learn the secrets to financial success. What if someone can show you how to improve your credit, save more money and achieve the dream of homeownership? The truth of the matter is someone can. Why not start 2020 off by learning how  to take your finances to the next level?  Find out how to save more and benefit from investments such as real estate whether you’re a first-time homebuyer or simply exploring the idea of buying a rental property. Contact HomeFree-USA and let a homeownership advisor help you plot your financial path for 2020 and beyond. The more we know, the better we do. Take these steps now to set yourself up for the most financially satisfying year yet!