Homeownership Guidance, Advice and Blogs

As the Director of Affiliate Relations at HomeFree-USA, I’ve always been fascinated with how people handle their money. Like everyone else, I’ve had my financial ups and downs. In fact, it took me 32 months to pay off $32,000 in credit card bills and build up a six-month emergency fund. While that was a very difficult period, I am grateful – and wiser -- for the experience.

Through my personal experiences and working at HomeFree-USA, I’ve gained a ton of insight that I feel compelled to share. You’ll find those lessons here. Feel free to take the thoughts and ideas that resonate with you most and put aside the rest for later. I look forward to sharing my journey.

Don’t miss the opportunity to get mortgage relief through the CARES Act. (Stop avoiding your lender or servicer.)

Many people have struggled with coming to a decision about selecting a mortgage assistance program, and it's a struggle that HomeFree-USA has been working to get resolved.

The important thing here is that time is of the essence. This is more than a simple question of what you should ask your lender about when choosing a program. Or even asking what program you should select.

Now it is time to look at the details.

It is not enough to simply know which assistance programs are available or to know what you should be asking before you choose a program. Now you have to take your new found knowledge and apply it.

Applying your knowledge means that you have made a decision to move forward. That’s no simple thing when it comes to a mortgage.

However, the CARES Act and other assistance programs won’t be around forever

The CARES Act and other mortgage assistance programs are temporary. They will only be around as long as the government decides these programs are needed.

Your mortgage is important, and at HomeFree-USA, we want you to be sure you are in the best position to get the help you need.There’s nothing wrong with taking some time to come to a decision. But in situations like these a timely decision is key.

Now is not the time to wait.

So if you haven’t selected the right mortgage assistance program and you haven’t had the chance to get your questions answered. Register for one of HomeFree-USA’s Understanding Your Mortgage information sessions.

These sessions are specially designed to help you get the best information possible about mortgage assistance. Each session allows you to ask your questions to a lender directly so you can make the best decision for your needs.

HomeFree-USA is dedicated to helping homeowners of color, like you, get the assistance they need to retain homeownership. Join us at Understanding Your Mortgage information session. HomeFree-USA looks forward to helping you.