Simone's Blog: Money Magnet

As the Director of Affiliate Relations at HomeFree-USA, I’ve always been fascinated with how people handle their money. Like everyone else, I’ve had my financial ups and downs. In fact, it took me 32 months to pay off $32,000 in credit card bills and build up a six-month emergency fund. While that was a very difficult period, I am grateful – and wiser -- for the experience.

Through my personal experiences and working at HomeFree-USA, I’ve gained a ton of insight that I feel compelled to share. You’ll find those lessons here. Feel free to take the thoughts and ideas that resonate with you most and put aside the rest for later. I look forward to sharing my journey.

Six steps to getting out of debt


I decided to get out of debt because I didn’t like the feeling of being indebted to a company with no real tangible benefits. My credit card debt was a glaring reminder of my lack of discipline, and I was willing to make sacrifices to get rid of it.

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Everything You Need to Know About Bankruptcy


Sometimes, when one's back is against the financial wall, especially when foreclosure is imminent, they feel like the only recourse is to file for bankruptcy. While that may be the best option for some, many don't have a full understanding of what it is nor its full implications.

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What millionaires do


There is a growing divide of the haves and have nots in this country, but it is not due to current or previous resources as you may think. Many simply don’t believe they have what it takes to become a millionaire - and they’re right. The truth is, if you don’t believe you’re capable of something you’ll never achieve it. But for those of us that do believe that we can have what we truly focus on and work towards, read on.

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We All Lose Control At Some Point


I LOVE food! It’s the one expense that I rarely skimp on. I do this both for my health and because I love the communal and cultural experience that comes through a good meal (which is why I gained 20+ pounds while living in Atlanta. I ate everything I could put my hands on).

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Think you want to buy a home, but not sure it’s for you?


If you make average income, have debt, and/or pay attention to economic news, it’s easy to feel like you’ll never be able to afford to purchase a home.

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