I am going to buy my first home, is there downpayment assistance available?

Many federal, state and local agencies administer programs to assist people who need help buying a home.

Some of these are loan programs such as the HUD Teacher Next Door program which encourages homeownership in low-to-moderate-income areas.  Others provide assistance with down payments or with building a home.  Lenders also have a variety of programs in their community involvements.