Marcia Griffin, Founder & President 


Marcia has helped thousands to achieve and retain the dream of homeownership and greater wealth. Drawing upon her tenured expertise and passion for community service, Marcia has built HomeFree-USA into a culturally diverse, public benefit corporation focused on increasing and sustaining homeownership, particularly among women and communities of color.




James (Jim)  M. Griffin, COO & Acting CFO

Jim's career spans more than 45 years in mortgage banking with a focus on affordable housing and direct experience in mortgage lending, management of specialized loan programs, inner city real estate development, housing consulting, and the provision of transitional housing and support for homeless families. He has worked across the U.S. and abroad serving as a financial advisor and public housing policy consultant to HUD, U.S.A.I.D., World Bank, and numerous city, state and foreign governments.



Board of Directors

Gwendolyn Garnett, Board Chair
4717 Cottage Oaks Drive
Charlotte, NC  28269


Marcia Griffin, Founder & President
6200 Baltimore Avenue
Riverdale, MD  20737


Philip W. Bracken, Chief Policy Officer
Radian Guaranty
1601 Market Street
Philadelphia, PA 19103


Hala Farid, SVP
Citi Community Development
One Court Square, 43rd. Floor
Long Island City, NY 11120


Paul A. Koches, President
Mortgage Policy Advisors, LLC
1000 Potomac Street, 5th Floor
Washington, DC 20007

Joseph Ohayon, SVP,  Head of State and Local Government Relations

Wells Fargo
8480 Stage Coach Circle
Frederick, MD  21701

About HomeFree-USA