Homebuyers Help

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Renters and Homebuyers

Do you need help to reduce your down payment?

Are credit issues making it hard to qualify for a mortgage loan?

Are questions and confusion delaying your progress?

Are you mortgage ready and simply need a lender-required education certificate to complete your loan application?

If you answered YES to any of the above questions, HomeFree-USA is here to help.

HomeFree-USA is your partner in the home buying process.  We help you buy your home faster, easier, with fewer hassles and less expensively.  We do this by giving you:

  • Information about special mortgage and down payment programs that give you access to more money.
  • Proven credit solutions that will increase your score.
  • Eye-opening information most buyers don’t know.
  • Access to trusted and experienced real estate professionals, or we will work with yours.

“My Homeownership Advisor, Freda, found $6,000 in down payment assistance that I didn’t know existed.” –Nia H.

“My closing date was set and I needed my lender certificate quickly. HomeFree-USA saved the day! They were very easy to work with and I was able to get my 8 hour certification just in time.” Charles S.

Get the guidance, advice and support you need to succeed! Move forward with HomeFree-USA today.


Take the right steps to homeownership:

1. Secure your seat for our next free homebuyer session in Riverdale

2. Secure your seat for our next free homebuyer session in Baltimore

3. Contact HomeFree-USA for personal attention, 301-891-8400









Considering homeownership?
Check the boxes that apply and click Submit to discover your next steps


Homebuyer Intake Form

Should I rent or buy?

With interest rates near forty year lows, the decision to rent versus buy becomes difficult. Use this calculator to help determine which makes sense for you at this time.


How much home can I afford?

When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.