Homebuyers Help

Request help at any time. All it takes is for you to complete a brief questionnaire.

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Renters and Homebuyers

HomeFree-USA is your HUD-certified nonprofit Homeownership Advisor.  Let's work together to:

Find Money
Homeownership Advisors will help you find the down payment money you qualify for.

Boost Credit
Secure mortgage approval with a proven plan to improve your score.

Shop & Save
Shopping for the right mortgage can be tricky.  Your Homeownership Advisor will shop your loan among three lenders, translate mortgage jargon and position you to get the best deal.

Take Required Classes
We offer required classes to get approved for down payment assistance online and in-person.

Take a homebuyer education course with Framework

Take an online homebuyer education course with Ehome


Learn More


Considering homeownership?
Check the boxes that apply and click Submit to discover your next steps


Homebuyer Intake Form

Should I rent or buy?

With interest rates near forty year lows, the decision to rent versus buy becomes difficult. Use this calculator to help determine which makes sense for you at this time.


How much home can I afford?

When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.